OFFICIAL PUBLICATION OF THE VIRGINIA ASSOCIATION OF COMMUNITY BANKS
The Home Mortgage Disclosure Act (HMDA), implemented by Regulation C, was enacted by Congress in 1975. Its primary goals are to promote transparency, determine whether financial institutions (“institution”) are…
Home Mortgage Disclosure Act (HMDA) Requirements and Recommended Practices Read More »
Online banking, payment apps and investment tools make everyday financial tasks easier than ever. But the same convenience that helps accountholders also gives scammers new ways to take advantage of simple mistakes…
How To Avoid Typosquatting Scams Read More »
Community banks, which make up at least 90% of all banks nationwide, are the backbone of American small businesses.
Driving Community Prosperity with Reciprocal Deposits Read More »
I would like to make clear in the title of this column that we’re not talking about anything rude or unfriendly. In fact, you are about to learn just the opposite.
Mean Reversion: Bond Yield Relationships Are Looking Familiar, Finally Read More »
Artificial intelligence is quickly transforming financial services. For community banks, this shift brings both opportunity and challenge. It can strengthen fraud prevention, …
Building the Foundation for Effective AI Closing the Data Readiness Gap
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Every strategic plan begins with an important question: Where do we go from here?
President’s Column: Before We Plan We Listen Read More »
As we look toward our upcoming 49th Annual Convention this October, I find myself reflecting on just how quickly the ground is shifting beneath our feet.
Chair’s Message: The Future of Our Balance Sheets Tokenized Deposits vs. Stablecoins
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