Pub. 5 2016 Issue 1

UPCOMING LIVE TRAINING OPPORTUNITIES WITH VACB March 22 Bank Directors’ & Executive Management Conference Blacksburg March 23 Bank Directors’ & Executive Management Conference Richmond March 29 First Quarter Compliance Forum – Central Richmond March 31 First Quarter Compliance Forum – Southwest Abingdon April 4 Cybersecurity Workshop – Southwest Blacksburg April 5 Cybersecurity Workshop – Central Richmond May 25-26 Spring Internal Audit Seminar Charlottesville UPCOMING VACB WEBINARS April 1 Human Resources Update with Jerri Cowan April 5 Managing IRA Beneficiary Designations & Distributions April 6 Completing the SAR Line-by-Line April 7 Auditing Basel III & the New Capital Planning Guidelines April 12 Top 10 Credit Risk Considerations in Agricultural Lending April 13 ACH Rules Update 2016 April 14 Your Depositor Has Died: Actions to Take, Mistakes to Avoid April 19 New Federal Regulations Targeting Student Accounts, Including Debit & Prepaid Cards: Effective July 1, 2016 April 20 Managing Absenteeism & Leaves of Absence April 21 Effective Management of Credit Report Disputes April 26 Examining Bank Assets, Liabilities & Income in Call Report Preparation April 28 Regulator Expectations for Risk Assessment: Policies, Procedures & Steps in Obtaining Board Approval VACB & Williams Mullen 16TH ANNUAL GOLF TOURNAMENT Monday, May 2, 2016 Spring Creek Golf Club Register Today – www.vacb.org