Pub. 5 2016 Issue 2

13 s U MM E R | 2016 Your Bank. Our Experience. Better Together. SEK&Co has been serving independent community financial institutions for over 50 years. We provide every client with a team of dedicated and experienced professionals who deliver a full range of audit, tax, and consulting services. 717.263.3910 • 888.272.7351 SEK.com Top L-R: Gary D. Snyder, CPA gsnyder@sek.com Scot E. Orndorff, CPA sorndorff@sek.com Scott N. Drake, CPA sdrake@sek.com Bottom L-R: Luke C. Martin, CPA lcmartin@sek.com DoriAnn F. Hoffman, CPA dhoffman@sek.com Smith Elliott Kearns & Company, LLC CERTIFIED PUBLIC ACCOUNTANTS & CONSULTANTS Insight. Integrity. Results. TM 05-4002 © 2016 Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company (NM), Milwaukee, WI (life and disability insurance, annuities, and life insurance with long-term care benefits) and its subsidiaries. NorthwesternMutual InvestmentServices,LLC (NMIS) (securities), a subsidiary of NM, broker-dealer, registered investment adviser, and member of FINRA and SIPC. Robert Cameron Bye, Insurance Agent(s) of NM. Robert Cameron Bye, Registered Representative(s) of NMIS. EXECUTIVE BENEFITS SERP (Supplemental Executive Retirement Plan) Split Dollar (Endorsement Plan) Phantom Stock (Mirror Plan) SAR (Stock Appreciation Rights Plan) Community Bank BOLI Clients throughout Virginia and the Midwest. Robert Bye CLU®, ChFC®, CEBS, AEP® Senior Financial Representative (540) 777-5025 bob-bye.com TRAC TM Get Your Information Security Program on TRAC is an integrated cybersecurity risk management software built specifically for the banking industry. It simplifies the risk management process and allows the user to make more informed security decisions. Modules include: - IT Risk Assessment - Information Security Program - Third Party Management - Action Tracking - Business Continuity Plan - And more! Contact Keith Barnett for more information or to schedule a product demo. keith.barnett@protectmybank.com 717-525-1324 www.protectmybank.com