Pub. 6 2017 Issue 3

Travelers returns a record $4.6 million to our policyholders. Are you one of them? 2015 was a banner year for the 1,300 Independent Community Bankers of America ® (ICBA) member banks who participate in the ICBA/Travelers insurance program. The group will receive a distribution of $4.6 million. This is the 15th consecutive year of dividends under the program. Over the past 30 years, Travelers Financial Institutions Property & Casualty business unit has distributed to eligible member banks more than $50 million in total dividends. Member banks may become eligible for the program by purchasing qualifying Travelers property and casualty* and workers compensation coverage. Beyond policy benefits, you get industry-leading information for managing risk and an opportunity to earn a “safety-group” dividend payout, an incentive made possible by the group’s favorable loss experience.** If you’re not already a member of the ICBA/Travelers insurance program, these may be just a few of the good reasons to become one. *All property casualty coverages may not be available in certain areas; and umbrella, mail and equipment breakdown coverages are not eligible for dividend payout. **Dividends are not guaranteed and are subject to the approval of the company’s board of directors. travelers.com © 2016 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries. CP-9143 New 12-16 PAY TO THE ORDER OF MEMO DOLLARS $ DATE: December 31, 2016 2016 4,600,000 4.6 MILLION 00/100 ICBA/Travelers Insurance Program ICBA Community Banks