Pub. 8 2019 Issue 2

C O N T E N T S ©2019VirginiaAssociationofCommunityBanks | enewsLINKGroup,LLC.Allrightsreserved. eCommunityBanker ispublished fourtimeseachyearby enewsLINKGroup,LLC fortheVirginiaAssociationofCommunityBanks and is the o cial publication for this association. e information contained in this publication is intended to provide general information for review and consideration. e contents do not constitute legal advice and should not be relied on assuch.Ifyouneed legaladviceorassistance, it isstronglyrecommended thatyoucontactanattorneyas toyourspeci ccircumstances. estatementsandopinionsexpressed in thispublicationare thoseof the individualauthorsanddonot necessarilyrepresenttheviewsoftheVirginiaAssociationofCommunityBanks, itsboardofdirectors,orthepublisher.Likewise,theappearanceofadvertisementswithinthispublicationdoesnotconstituteanendorsementorrecommenda- tion of any product or service advertised. e Community Banker is a collective work and as such some articles are submitted by authors that are independent of the Virginia Association of Community Banks. While e Community Banker encourages a rst print policy, in cases where this is not possible, every e ort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information,pleasecontactthepublisherat:855-747-4003. 8 18 VACB EXECUTIVE COMMITTEE CHAIRMAN Brian K. Plum Blue Ridge Bank Luray CHAIR-ELECT Lloyd B. Harrison, III Virginia Partners Bank Fredericksburg VICE CHAIR William G. Foster Village Bank Midlothian PRESIDENT & CEO Steven C. Yeakel, CAE VACB Richmond IMMEDIATE PAST CHAIRMAN G. Lyn Hayth, III The Bank of Botetourt Buchanan ICBA VIRGINIA DELEGATE Jeff W. Dick MainStreet Bank Fairfax VACB DIRECTORS CLASS OF 2019 Dabney T.P. Gilliam, Jr. The Bank of Charlotte County Phenix J. Michael Thomas Select Bank Lynchburg CLASS OF 2020 Dennis A. Dysart First Bank Strasburg Mark C. Hanna F&M Bank Timberville A. Preston Moore, Jr. Virginia Community Bank Louisa Jay A. Stafford Benchmark Community Bank Kenbridge John E. Stringer The Bank of Marion Marion CLASS OF 2021 Douglas F. Jenkins, Jr. Virginia Commonwealth Bank Richmond VACB STAFF Katharine C. Garner, CMP Vice President Education & Communications Kelli C. Mallinger Director Member Services 10 17 6 Chairman’s Message 7 President’s Message 8 Short and Sweet Cash-Management Instruments Have Relative Value Today 10 Community Bank Cyber Threat Hunting 14 2019 VACB/Williams Mullen 19th Annual Bankers’ Cup Tournament 18 Fraudulent Instructions Information from Travelers Insurance 20 VACB Seeks Recognition for Outstanding Community Bankers in Award Presentations 22 2019 Webinar Series